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Owner packed Effects
OWNER PACKED EFFECTS
Excluding breakage, scratching, denting, chipping, bruising, bending, marring, staining and tearing of owner packed effects, including trunks, suitcases and the like.
Household Goods
INVENTORY REQUIREMENTS
Excluding claims for missing items unless a full valued inventory is completed and signed by the owners of the goods prior to the commencement of transit. Warranted that any item valued above £750 or US$1000 is listed.
OWNER PACKED EFFECTS
Excluding breakage, scratching, denting, chipping, bruising, bending, marring, staining and tearing of owner packed effects, including trunks, suitcases and the like.
MECHANICAL, ELECTRICAL DERANGEMENT
Excluding loss or damage due to mechanical, electrical or electronic breakdown and/or derangement unless there is evidence of external damage to the insured item or its packing.
MOTH, VERMIN, WEAR AND TEAR
Excluding loss or damage due to moth, vermin, mildew, mould, rust, discoloration, inherent vice, wear, tear and gradual deterioration.
CLIMATIC CONDITIONS
Excluding loss or damage by climatic or atmospheric conditions or extremes of temperature unless such claim is recoverable under the terms of the Institute Cargo Clauses (C). No claim to attach hereto for damage to strings, reeds and\or drumheads in respect of musical instruments.
CONFISCATION
Excluding the risks of confiscation and seizure.
EXCLUDED GOODS
Excluding loss of or damage to cash, bank notes, cheques, travellers cheques, money orders, postal orders, national saving certificates, premium bonds, stamps, deeds, tickets, passports, manuscripts, lottery tickets or documents of any description, medals, coins, bonds, securities, jewellery, watches, trinkets, personal ornaments, precious stones and metals, furs and any other article of similar description. Also excluding any accompanied luggage or any article used or worn during the course of the transit.
PERISHABLE GOODS, LIQUIDS
Excluding loss of or damage caused by perishable goods, acids, paints, aerosols, medicines and all liquids.
